Alerts
Hear about big money moves before they become problems
Pennyjay watches your accounts and tells you what happened, what it means and what you can do about it. Short, specific notes with a next step, and no guilt.


How it works
Pick what matters
Turn on the alert families you care about and set your own thresholds, like what counts as a large charge.
Get the fact and the consequence
“$1,240 just left Checking. You’re projected to hit $310 by Friday.”
Act from the alert
Mark it reviewed, flag it as not you, recategorize it, or snooze it.
The details
Money moving
Large charges, large deposits and transfers out, first-time merchants, foreign transactions and your paycheck landing.
Things that look wrong
Unusual charges, duplicate charges, fees and overdrafts.
What’s coming
A low balance before it happens, bills due or missed, price increases, trials about to convert and new recurring charges.
On your schedule
Quiet hours, a daily digest instead of many notifications, and a weekly recap every Sunday. On Android, each alert family has its own notification channel.
Questions
Which alerts does Pennyjay send?
Large, unusual and duplicate charges, fees, overdrafts, low balances (current and projected), bills due or missed, price increases, trials ending, new recurring charges, budget pace, goal milestones, big net worth moves and broken bank connections.
Will I get too many notifications?
You choose which alerts are on and their thresholds, set quiet hours, or switch to one daily digest.
What happens when a bank connection breaks?
Pennyjay tells you which bank needs attention and offers a one-tap reconnect, so your numbers don’t go quietly stale.
More in Pennyjay
- Bills & subscriptionsPennyjay finds recurring bills and subscriptions automatically, puts them on a calendar, and warns you about price hikes and free trials ending.Learn more
- Safe to spendSee what’s safe to spend until your next paycheck, after bills, planned savings and a buffer, with a projected balance and the math behind it.Learn more
- BudgetsBudget by category, with one flexible number, or paycheck to paycheck. See what’s left per day and where you should be today, with rollovers.Learn more
Be first in the nest
Pennyjay is coming to iPhone and Android. Leave your email and we’ll tell you when you can download it.